Source of funds request from a Thai bank
The bank wants to know where the money on your account came from: a large or foreign transfer, regular crypto exchanges or income it can’t see. Until it gets a clear answer with documents, the account can stay restricted. We prepare the explanation and the evidence in Thai and take them to the bank with you.
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Documents from a recent case, details blurred
- Who decides
- The bank’s compliance team, sometimes after the cyber police
- Time in our recent cases
- From about 2 weeks; longer if the police are involved
- Typical package
- Standard · 42,900 THB
Complex if the police are involved - Best first step
- List the large incoming transfers and where each came from
What the bank usually wants to know
One clear, consistent story, backed by documents. Different answers at different times make it harder.
Where the money came from
Salary, pension, business income, a sale of property or a car, rental income or savings.
How it reached Thailand
A bank transfer, a money exchange, a licensed crypto exchange or a P2P trade, and why this way.
Proof that it is yours
Contracts, payslips, pension or tax documents, statements from your home bank.
Crypto exchanges
Statements and trade history from the exchange, and how the crypto was bought in the first place.
P2P trades
Who you traded with, screenshots and chats, and why you used P2P. If transfers from your country are limited, the bank needs to understand how you moved your own money.
Your life in Thailand
Your visa, work, where you live and what the account is used for.
Documents that usually help
- Passport and visa
- Statements from your Thai bank and your home bank
- Proof of income: payslips, pension statements, tax returns
- Contracts: sale of property or a car, rental agreements
- Exchange statements and trade history
- P2P screenshots and chats with the other side
- An explanation letter in Thai. We prepare it
Please don’t send passport or account numbers through the website form. We will tell you how to send documents safely.
What makes it harder
- Different explanations to the bank at different times.
- Documents that don’t match the amounts or the dates.
- Money sent through other people’s accounts.
- P2P trades with people you can’t identify.
- Ignoring the bank’s request for weeks.
How we answer a source of funds request
Find the questioned transfers
We find out from the bank which transfers it questions and whether it has passed the case to the cyber police.
Collect the evidence
You get a short checklist. We review what you send and point out what doesn’t match before the bank sees it.
Letter in Thai
We write one clear explanation letter in Thai and translate the key documents.
Bank meeting and follow-up
We go with you to the bank, answer its questions in Thai and follow up for up to 30 days within your package.
Similar cases
Real cases, anonymized. Every case is different, and past results are examples, not a promise.
Bangkok Bank · Pattaya
Weekly crypto exchanges
The client exchanged large amounts every week through a licensed Thai crypto exchange. The bank restricted the account itself and sent the case to the cyber police. We gave a statement at the cyber police, got the release document and proved the source of funds at the bank.
- Outcome
- Account unblocked
- Timeline
- Our work: 3 days · bank: about 7 working days
- Action
- Cyber police, source of funds
- Client
- Russian-speaking client
Retirement visa · P2P
Pension, rent and P2P
The account was blocked after P2P trades. The case led to a police station in Prachuap Khiri Khan, and the crypto exchange also needed a police letter naming it. At the bank we showed his pension and rental income and explained why he used P2P to move his own money.
- Outcome
- Bank and exchange unblocked
- Timeline
- 4 working days of our work
- Action
- Police trip, source of funds
- Client
- Russian-speaking retiree
Student visa · P2P
A student’s P2P exchange
A student’s account was frozen after a P2P baht exchange with a stranger. We prepared his statements, study papers and the P2P screenshots, went with him to the police in Bangkok and followed up with the officer in Chiang Mai for weeks.
- Outcome
- Freeze lifted
- Timeline
- About 1 month
- Action
- Evidence pack, police follow-up
- Client
- Student from China
Typical package
All prices include 7% VAT. We confirm the package and the price in writing after a free case check. · 约 ¥1,400 起 / ¥9,400 / ¥16,500
See all packages →Questions about source of funds
What counts as proof of source of funds?
My money came from crypto. Can I still prove it?
The crypto exchange also blocked my account. What then?
Do I need certified translations?
Can I answer the bank myself?
How long after we submit the documents?
Is this legal?
See all six situations we help with: Services
Get help now
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